Fine Dress

Is this dress fine for a winter semi-formal, or is it too fancy?
The dress (it also has a bow that ties in the front):
http://www.polyvore.com/duo_sheen_flounce_dress/thing?id=11305240
The shoes (since its a semi-formal, i didnt spend too much money on shoes):
http://www.payless.com/store/product/detail.jsp?skuId=073840065&productId=65783&subCatId=&catId=cat10376&lotId=073840&category=&catdisplayName=Brands+
and I'm also wearing a little wool-type sweater and a black chocker.
So, it what I am wearing too fancy for a semi-formal, or is it okay?
I've never been to a semi-formal and dont really understand what is too fancy and what is just fancy enough...
thanks in advance. (:
oh, and yeah, btw thank you for mentioning the warmth of this dress.
well i am wearing a thick winter jacket and sweatpants in the car, and when i get there ill just take them off.
thank you though. (:
no that is not too fancy!
it is just perfect for a semi formal!
(:
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