Horse Carriage
November 14th, 2010
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Do Amish people need some equivalent of car insurance for their horse and carriage?
I've always wondered about this - if a car got into an accident with a horse and carriage, and the horse and carriage owner was at fault, I'd imagine they'd need car insurance or some equivilant to protect them against the costs of the accident.
Even if the Amish don't believe in insurance, I would think that a government may require it, as they do for cars, if it's being used on roadways.
Over the years as a claims adjuster I have many claims involving cars and Amish buggies (mostly in WI). They don not carry insurance and are not required to do so. The only requirement they have is to put the orange triangle on the back of the buggy.
Even though they do not carry insurance I have found them to be willing to pay for claims that they are at-fault for. They are a genuine honest group of people.
What Is On YouTube Today?
Cam'ron - Horse & Carriage
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